UNITED STATES BANKRUPTCY COURT

Eastern District of Missouri

Eastern DIVISION

In the Matter of:	)

)

Debtor(s) Name(s)	)	Case No. 0X-XXXXX-XXX

)

)	Chapter 13

Movant Name	)

)	Hearing Date:

vs.	)	Hearing Time:

)

Respondent Name(s)	)	Continued Date:

)	Continued Time:

CONSENT ORDER AND

STIPULATION IN SETTLEMENT OF MOTION FOR RELIEF

COME NOW, the parties and agree to the following Consent Order and Stipulation in settlement of the Movant's Motion for Relief:

1. On, _____________ Movant filed its Motion for Relief from the Automatic Stay with respect to the property known as ________________________________.

2. The parties agree that the total post-petition delinquency including fees and costs is $____________ through _________________[date]. Movant is not adequately protected if post-petition payments are not made by the Debtor.

3. Debtor will cure this post-petition delinquency by making the following additional payments no later than the dates indicated in this paragraph.

DUE DATE	AMOUNT DUE
4.	Debtor shall make all monthly post-petition payments as they become due to the address provided by Movant in the monthly mortgage statement.
5.	Movant's attorney's fees and costs sought in the Motion, or any balance thereon, are included in the total post-petition arrearages stated above and are hereby granted and assessed against the Debtor in the total amount of $XXX.00. (Amount not to be more than $600 for attorney's fees plus filing fee).

6.	Debtor authorizes Movant to mail to Debtor: (1) monthly mortgage statements; (2) account statements including an escrow analysis; and (3) notices regarding address or payment changes provided such a change is authorized by the Note and Deed of Trust. Debtor consents to direct contact by mail for purposes of receiving this information and waives any claim for violation(s) of the automatic stay regarding the same.

7.	The terms of this Stipulation and the agreement reached between the parties shall remain in effect so long as the automatic stay remains in effect as to this Movant. In the event the automatic stay shall no longer remain in effect as to Movant, this Stipulation shall become null and void. In the event the case is converted to another Chapter under Title 11 and pre-petition and post-petition arrearages remain unpaid, Movant shall be granted relief from the automatic stay after providing the notice as set forth in the following paragraphs.

8.	[OPTIONAL] Parties agree that in the past, Debtor has tendered payment by a personal check, which has been returned for insufficient funds. Parties agree Debtor shall make payments under Paragraphs 3 and 4 in the form of certified funds, including cashier's check, money order, or Western Union.

It is Ordered, Adjudged and Decreed that in the event the Debtor fails to comply with any of the conditions specified in this Stipulation and Order, the Movant shall file a written Notice of Breach with the Court, and serve a copy upon the Trustee, counsel for the Debtor, and the Debtor. Such Notice shall include a statement of any alleged breach, including an itemization of all delinquent payments and the total amount necessary to cure the breach. Movant shall be allowed attorney's fees in the amount of $50.00 for the preparation of any Notice of Breach under this paragraph and such fees shall be included in the total amount required to cure the delinquency. Movant shall be allowed additional attorney's fees in the amount of $100 for attendance at each hearing related to a Notice of Breach.

It Is Further Ordered, Adjudged and Decreed that if the Debtor fails to cure the delinquency in full or fails to file an objection to the Notice of Breach within 14 (fourteen) days of the date of the Notice, Movant shall be entitled to immediate relief from the automatic stay of 11 U.S.C. §362(a) without further notice or hearing upon entry of an order for relief. For such purposes, Movant shall be free to exercise all of its rights and remedies under the Promissory Note, Deed of Trust, or as may otherwise be provided for by law. An order entered under this paragraph shall not be stayed until the expiration of 14 days after the entry of the order. All other relief requested by Movant is hereby denied without prejudice as settled.

/s/ Debtor's Attorney	/s/ Creditor's Attorney

Debtor's Attorney	Creditor's Attorney

Address	Address

City, State, Zip	City, State, Zip

Telephone	Telephone

Facsimile	Facsimile

Email address	Email address

DATED:	SO ORDERED:

____________________________

Judge Name

U.S. BANKRUPTCY JUDGE

Rev. 04/2010

COPIES TO:

Creditor's Attorney

Attorneys for Movant

Address

City, State, Zip

Debtor's Attorney

Attorneys for Debtor

Address

City, State, Zip

Debtor

Address

City, State, Zip

John V. LaBarge, Jr.

Office of the Chapter 13 Trustee

Chapter 13 Trustee

PO Box 430908

St. Louis, MO 63143