Filing Information and Information for Parties without an Attorney

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What is Bankruptcy?

Bankruptcy is a federal court proceeding designed to provide individuals and businesses with a way to address debt problems. It is intended to provide debtors with a “ fresh start” or debt relief, while treating creditors fairly. There are six types of bankruptcy: Chapter 7, 9, 11, 12, 13 and 15. This material discusses Chapter 7 and 13 bankruptcies – the chapters most commonly used by consumers. Chapter 9 is for municipalities. Chapter 11 is typically for business reorganization. Chapter 12 is for family farmer and fisherman reorganization, and Chapter 15 is to recognize a foreign bankruptcy proceeding.

What does 'Pro Se' mean?

An appearance in Court is pro se if the party represents himself/herself without an attorney.

*Only an Attorney May Provide Legal Advice
*When an Individual is Considering Filing for Bankruptcy Without an Attorney
*When Creditors and Other Non-Debtor Parties May Act Without Attorneys
*Find an Attorney (Sometimes Available for Free)
*Additional Resources for Information on Bankruptcy
*Frequently Asked Questions by Parties Filing for Bankruptcy Without An Attorney

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